Yes Bank

Sushubh

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Excitel
Airtel
Private lender Yes Bank plans to raise USD 70 million in next three months
Yes Bank has said that they are planning to raise USD 70 million within the next three months. They are currently talking with a few investors for share placement.
Yes Bank managing director and CEO Rana Kapoor spoke about this new development: “We [...]

http://broadbandforum.co/1591/private-lender-yes-bank/
 

Sushubh

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As part of the process of shutting down my account in Standard Chartered, I am applying for a new savings account in Yes Bank.One of the primary reason is the 7% interest they give on savings accounts. Apart from that, I have little idea.Wanted to hear about user experiences about their offline and online services and of course about any hidden charges.
 

Sushubh

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Applied. Their bank statement generation is not flawless. 4-5 years worth of statement is accessible online. But you can only download 3 months in one go. Annoying but better than Standard Chartered.
HDFC seems to have the best downloading mechanism. But I do not like that bank.
 

ghpk

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HDFC is still better, be it Internet Banking, be it their wider availability across country.
 
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Bangalore
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ACT Broadband
I have an account with yes bank for 9 months now. I am happy. I opened my account to avail 7% interest payments and I get interest credited every 3 months. I haven't faced any hidden charges problem.
 

ashish

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that's good if they crediting interest every 3 months that too @ 7 %. i agree with admin on hdfc, i too had never liked them.
icici, hdfc,sbi all credit in 6 months. that's a huge difference in half-yearly and quarterly calculated interest
 

ashish

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plus i see that they do not charge rs 15 for sms alerts per quarter like other banks do.
they also do not charge for neft transfers which icici does @ rs 5 + st for rs 10,000 above.
 

Sushubh

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For how long is the question. Standard Chartered was quite nice when I got my account there!
 

gadgetcrazy

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NA
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They are good. Good online services. No charges for sms. No charges for withdrawing from other atms. I didn't have a choice but I would certainly recommend it to others.
 

ghpk

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I don't need to go to HDFC branch more than once or twice a year.
So apart from Blunders they did with Netsafe, the banking process is fine for me with 99.99% online.