yes bank... i had to enter otp for aadhaar and otp for mobile number to generate a new password.
and then it rejected my password because it is one of the passwords i have used before.
so i had to go through both OTPs again because it did not let me enter another password right there.
for debit card pin generation, i had to enter my mpin number which luckily i had saved somewhere because i just couldn't find any option to reset the mpin number.
upi would empty your bank account easily through a simple social engineering scam. but god forbid, you want to keep the same password for your bank account for more than few weeks.
and then it rejected my password because it is one of the passwords i have used before.
so i had to go through both OTPs again because it did not let me enter another password right there.
for debit card pin generation, i had to enter my mpin number which luckily i had saved somewhere because i just couldn't find any option to reset the mpin number.
upi would empty your bank account easily through a simple social engineering scam. but god forbid, you want to keep the same password for your bank account for more than few weeks.