Which Payments App Are You Using? (2021 Edition)

Which BHIM UPI Payments App You Are Using?


  • Total voters
    60
Messages
9,656
Location
Delhi
ISP
Airtel
Here in Delhi if you ask for a basic current account the answer you'll get is:

The Office No GIF
 

mhsabir

Xclusive
Staff member
Messages
20,080
Location
Chennai
ISP
Airtel & Hathway
Poll says give only 3 choices - I use six so what do I choose lol.
 
Messages
37
Location
Delhi
ISP
Airtel, Excitel.
Carry around 2k cash in wallet daily. (for emergency or when there is no Paytm or pos machines.)
Paytm Wallet mostly for shopkeepers and wherever accepted (why? cus they cannot say bhaiya khule nahi hain?)
Regalia CC for online payments.
Citibank IOC for fuel.
Google Pay (for payments below 2000/- and for sharing money between friends and stuff).
Debit card only for cash withdrawls.
Paypal to receive international payments (seeking for a better alternative)
 

mhsabir

Xclusive
Staff member
Messages
20,080
Location
Chennai
ISP
Airtel & Hathway
Offers is one big reason. I target specific offers of Amazon & Payzapp which come monthly. Mobikwik gives 1% supercash for Credit Card payments which I used to offset with bill payments - which I might stop using as it does not make sense any longer, now that I got Google Pay Axis Credit Card - However, they give non-supercash cashback for Vodafone Recharge - so may keep it for occasional use.

Google Pay for easy money transfer to contacts. PhonePe (with Mobikwik as backup) for money transfer in between accounts and for NEFT - It allows me to use any of my bank accounts as source and give NEFT details and do a transfer.

Paytm also used to give a few offers and it allows me to pay partial bill - And I had Paytm First subscription free for one year - so it gives 30 cashback on adding 500 - so used for that as well.
 


Smh

Messages
2,408
Location
Delhi
ISP
Wired local
Right now.

Google Pay - main for upi transfers/ cc bill payment
Credits card - where it is accepted
Debit card - occasionally. Might start using it more instead of credit card.
Paytm - during lockdown I used it extensively for the wallet feature. But now paused it as they charge for loading money from card.
Amazon pay - some times for offers.
Phone pay - backup only now.
Bank upi- only for sending money between my accounts not for any merchant transaction.
 
Messages
5,131
Location
@socrateszero Mumbai
ISP
Jio Fiber. FTTH
As I mentioned in post #6 about the sms from Amazon, I tried to add some money to Amazon Pay both attempts failed. Yesterday I got another sms from Amazon that "Your Amazon Pay balance account is Inactive. You'll be unable to add or use balance. Complete KYC to activate account:"
Heck never opened that account. I always paid by cod or cc. It was Amazon who credited an odd rupee to this account when the courier didn't give change. 😋😬
 

Smh

Messages
2,408
Location
Delhi
ISP
Wired local
I don't think you can pay to upi qr with your card. Payzapp allows you to pay for bharat qr code with card.