HDFC Bank Credit Card Q&As

[Jonas]

What are the benefits you're enjoying using DCB?

 

[mikrotik]

Imo, DCB is useless now after the rewards downgrade. Got my DCB upgraded to infinia.

Also, you can LTF on DCB but then there are specific offers like my brother got for being a alumni of IIM Lucknow.

 

[a.c]

@Samuel Nothing yet, I am still on regalia, but got another call for First-Year Free DCB, was checking if getting it is worth it.

 

[Jay]

Got my DCB upgraded to infinia.

Was there an offer for upgrade in netbanking or did you get it done through your RM? I heard it is tough to switch to Infinia if you opt for DCB.

 

[mikrotik]

Got it done thru RM. You need to have credit limit of atleast 9L on DCB and imperia relationship.

 

[NikhilS]

RBI asks HDFC Bank to halt issue of new credit cards, planned activities under Digital 2.0

RBI also took note of the most recent outage on November 21, which occurred due to a power failure in HDFC Bank’s primary data centre. HDFC Bank says it expects the actions will have no impact on its existing credit cards, digital banking channels.

www.moneycontrol.com

 

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[mikrotik]

What the heck. Why stop this? They carried out some investigation, they could have just order to fix the issues.

 

[mikrotik]

Btw hdfc has been very generous with credit limit atleast for me. I upgraded from regalia to diners black in February. My credit limit was doubled in the month of July. Then i upgraded to infinia and now my credit limit has been increased again. Now my credit limit is 3x if compared to February. And there has been no request from my end.

 

[Sudarshan61]

@mikrotik is it LTF Infinia?
Do you also hold saving/other relationship with HDFC if so what variant ?

 

[royalroy]

All HDFC credit cards except diners black and infina are life-time free till December, you need to opt for this promotion while applying though. The annual spend threshold for annual charges reversal has been lowered for diners black and infinia. This offer is available for everyone.

 

[mikrotik]

@mikrotik is it LTF Infinia?
Do you also hold saving/other relationship with HDFC if so what variant ?

Yes have savings account. Imperia relationship.

@royalroy what is the current threshold for infinia?

 

[royalroy]

Visit this page here and browse the Terms and Conditions for LTF card at the bottom.

 

[icecool20]

Btw hdfc has been very generous with credit limit atleast for me. I upgraded from regalia to diners black in February. My credit limit was doubled in the month of July. Then i upgraded to infinia and now my credit limit has been increased again. Now my credit limit is 3x if compared to February. And there has been no request from my end.

What are the approx credit limits, if I may ask? Just approx limits....

 

[NikhilS]

75K

 

[mikrotik]

Something in the middle of 10-20L