Best Bank of Receiving Inward Remittance (Adsense payment) in India

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Notorious said:
I get the adsense payment in hdfc. I have never visited the branch to submit anything.

I get an email when there is any inward remittance which I ignore. After 2 3 days payment is credited.

here is the relevant part of the email.

  • For Inward Remittance upto USD 10,000/- or equivalent in other currencies, request you to provide disposal instructions within 2 days from receipt of this mail. In absence of your disposal instructions, bank will convert the funds and credit it to your account, except where FEMA/Regulatory compliance is required from the clients end.
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On YouTube someone said they also got a call with this email to visit branch.

And ignoring is risky, if they reverse it or something. It will be very hard to recover.
 
Can only speak from personal experience.

The email clearly mentioned that in absence of instructions USD will be converted to INR and credited to account.

Also in the worst case scenario of reversing you can request reissue from google.
 
Basically that email is sent out to reach out to bank for any special rate, otherwise they will convert on rack rate and charges.
 

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