Amazon Pay ICICI Bank Credit Card

[socrates]

@Nitin See my post #80. They have begun behaving like morons of late even their systems are all mucked up.

 

[GR2]

@socrates Is it due to covid?.

 

[socrates]

I think their problem started before covid 19🤨

 

[Saifi2649]

@Nitin See my post #80. They have begun behaving like morons of late even their systems are all mucked up.

I am pretty pissed and disappointed with ICICI 🙁
HDFC is behind my *ss to get a credit card from them.
Should I close my FD CC and account with them and take all this to HDFC?
What do you suggest?

 

[GR2]

@Saifi2649 Afaik, hdfc doesn't offer credit card against fd now.

 

[socrates]

If they are offering no harm in checking out the offer. Many yrs ago I got a hdfcbank credit card with out applying for it. They offered it out of the blue. I do have an account with them. They only required photos & signatures. 😁

 

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[socrates]

I remember ICICI bank agents accosting you at bus stops & in theaters (near the toilets) & also in the parking lot of the bank branch. Now the p....s are acting pricey.

 

[Saifi2649]

@Saifi2649 Afaik, hdfc doesn't offer credit card against fd now.

I have an account with HDFC too and they call me occasionally to get a loan or credit card lol

 

[GR2]

@Saifi2649 If they will offer credit card against fd, then close the fd in icici and open it in hdfc.

 

[socrates]

See if they give a cc w/o opening a fd. As when u close the ICICI fd u will lose their cc.

 

[Smh]

@Saifi2649 @Nitin don't close FD as ICICI would not allow you to keep your credit card without FD. As that is your only account in credit report closing it will affect your cibil score a lot. Do it only after you have other credit card/loan approved then again build your score which is still risky.

 

[socrates]

@Smh I agree.

 

[GR2]

@Saifi2649 @Nitin don't close FD as ICICI would not allow you to keep your credit card without FD. As that is your only account in credit report closing it will affect your cibil score a lot. Do it only after you have other credit card/loan approved then again build your score which is still risky.

What if he doesn't get a unsecured credit card pre-approved offer and he wants to open a fd in hdfc and wants to deposit 1 lac for it?. He needs to remove it from icici bank right?(unless he is rich, then no problem).

 

[Jonas]

I have an account with HDFC too and they call me occasionally to get a loan or credit card lol

They give a credit card quite easily. Be a customer for 1 year. They even waived off any annual fee for me.

 

[igloo]

When I applied my Amazon card they didn't asked me any document. They issued me the card immediately based on my other ICICI card.

But that is not done when ur other card is secured with fd.