Can't believe they have made the bank agents available for verification even at 11 PM at night. Did a VKYC yesterday. Seems like we're making some progress. If at all this application gets approved under Self Employed, I'll get a very low limit most likely. Let's see.
Yup if you have an account with them. Them its mostly instant approval.
Balance in the ICICI account does not matter, even if you have lakhs of FDs the credit limit will be puny unless you have a credit card/good credit history with them as well.
@a.c That may be the case. Someone i know had high variant account with icici and had used platinum fd card like for 6 months and had good credit record (has other bank CC's). His application was rejected.
He has got pre approved cc from icici and is waiting to apply for apay card after 6 months for instant card generation.