Annual statements are effective. I only keep the annual statements at the end of the FY and delete the monthly ones. ICICI ignores fractional points. So for Amazon, it counts for every Rs.20 and for others it counts for every Rs.100. For imobile, I think txn reflects based on settlement effected by the merchant. The available limit is reduced on real time.so here are a few things that comes to mind about this card and the icici app.
imobile app is still shit. card section is annoying to use. it does not have real time transaction data. in fact, most of the times, it would show transactions that are 2 days old. even getting to transaction section requires more than a few clicks as the app homepage links to card management and not transactions page unless i am missing something.
the good thing is that app shows the points you made on all transactions. 1% cashback transactions are done in multiples of 100s. so if you spent 199 rupees, you are still getting just one point. Amazon transactions on the other hand seem to apply in multiples of five so that's nice.
credit card bill payments are also not instant. takes around 2 days to appear in the system.
the statement generated by icici bank website are not in a4 size. this seems to be common with a lot of banks these days. yes bank is also generating custom statements in a weird page size which results in tiny text if you take printouts. pdf statements generated by the bank have too much garbage on the first page. there is an option to take yearly statement which seems to generate a cleaner statement in size that appears to be a4. would have to wait till next year to see if this is going to be useful as it generates an empty statement for me.