i am otherwise quite happy with idfc. both indus and yes have fucked up yearly statement format. idfc format is fantastic. i would love to continue with them. but i cannot dump yes or indus at the moment coz of fds and other commitments. so the options are to keep it operational with 25K stuck in it or dump it. and since the bank has shown absolutely no shame in recent months. i mean they did not even send any emails about interest drop. i find out about interest rate change from here before local branch employees. lol. it's hilarious.