ok, the new DTC CODE is possibly going to be implemented from 1st April 2012 and thats causing me some dilemma , i have some money to be invested every month in some different categories, in this one is ELSS( equity linked saving scheme) for long term to save taxes upto 1 lac (under current tax law) , now in new tax code its draft says that they me disallow elss as tax saving instrument.now dillema is if i start from this year i will definitely get tax saving benefits, but if dtc is applicable from 1st april 2012 , then will i be able to continue it as tax saving instrument (because i had started wen it was considered tax saving instrument) or all investors would be deemed equal...???? whether new or old..???secondly there is another change regarding insurance policy premium benefits......if any CA could explain......????