Uber India to start suspending accounts with low rating

Sushubh

Administrator
[OP]
Oct 29, 2004
413,717
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Gurugram
so checked dad's account. upi is STILL NOT available as payment option. he does not really use paytm and keeping 350 in it just for uber makes no sense. the only other option is card payment. i guess i can turn that on just to avoid showing cash payment at the time of booking. kind of insane that they still have not enabled upi on all accounts even now.
 

Rehan Kumar

Regulars
Mar 28, 2017
142
45
Don't know about card payment but in UPI, the ride ends without payment confirmation, you can accept it after the ride so what happens if one takes a expensive ride say 5-6k rupees and never accepts the UPI collect request?
Maybe that's why it's not enabled in all accounts.
 

Sushubh

Administrator
[OP]
Oct 29, 2004
413,717
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upi 2.0 has money holding feature like what paytm is doing on uber. but i am not sure if anyone is able to use that feature at the moment. tbh, credit card has the same problem. person can refuse to pay at the end of the ride. yet it is available from day one on uber. you do not pay on credit card on the spot. it just appears as pending payment and you can pay at your convenience. even using another payment method.
 


Sushubh

Administrator
[OP]
Oct 29, 2004
413,717
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yup. especially now that upi 2.0 is available with money hold feature.

Capture and hold facility
The facility to block a certain amount in user’s cards was already present due to a feature called ‘key auth’. Now, merchants accepting payments via UPI will also be able to do the same. Essentially, they will be able to block a certain amount of money on their user’s cards and debit/refund it a later date. With this feature, UPI will become useful for a variety of business verticals (where it may not have been as popular before). Hotels, e-commerce companies, cab-booking services can block amounts on their guests’ credit cards as advance. This can also be done against security. Businesses can then refund the same once the booking is completed. This will also be of use when buying stocks or IPOs and other such transactions.
UPI 2.0 – New Features, Missing Links, and the Effect on Indian Businesses
 

Sushubh

Administrator
[OP]
Oct 29, 2004
413,717
12,754
Gurugram
one useful thing that seems to have been added in recent weeks is that you can now prevent uber credits to be used in case you want to pay using another method. the option is available in the payments menu where you can disable credits. i do not think this was available at launch.
 


Sushubh

Administrator
[OP]
Oct 29, 2004
413,717
12,754
Gurugram
i think it's ola that does not allow credit cards on new accounts. they force cash or ola money.
 

Sushubh

Administrator
[OP]
Oct 29, 2004
413,717
12,754
Gurugram
i guess there is nothing you can do at your end. banks and apps would have to update at their own end. i haven't see any of the new features being introduced by either phonepe or google pay.