Paytm Postpaid

Sushubh

Administrator
[OP]
Oct 29, 2004
413,823
12,769
Gurugram
 
Last edited:

raj2007

Chennai
Regulars
Feb 27, 2009
2,464
125
Chennai
I'm using postpaid amount for more than a month now. You can use it to pay Landline/Broadband bills, Electricity bills, Mobile recharge, products on paytm mall etc., I used the amount in all of the above list:pYou can't use it like a wallet amount

I've received a credit line of 2500 INR
 

Sushubh

Administrator
[OP]
Oct 29, 2004
413,823
12,769
Gurugram
tbh. the only place where i would want to use it is at retail outlets. when i have to make a small payment of 10-20 rupees and i do not even have that much balance and i do not to use upi or my credit card. for larger payments like bills, i would rather use my credit card than take a loan from paytm with the stupid limits.
 

raj2007

Chennai
Regulars
Feb 27, 2009
2,464
125
Chennai
For small and regular payments you can use Auto load facility to load your wallet with Paytm Automatic using your Credit card. ICICI & HDFC debit cards are also accepted.
Eg. If your balance goes below 100 INR it will automatically load the money(say 100 INR) to the Paytm wallet without OTP & PIN
 


Sushubh

Administrator
[OP]
Oct 29, 2004
413,823
12,769
Gurugram
that's the thing. i do not want auto reload. i do not want paytm to have the ability to take out funds from my account automatically.
this new feature made a lot of sense for my usage. i try to keep my paytm balance under 1000. i pay cash to a local guy and he adds money to my wallet. i finish it up in a couple of days. if postpaid was usable at retail stores, it would just have given me some added buffer to make small payments at retail outlets when i run out of wallet funds. this way i can basically continue using paytm as desired and use postpaid as a backup. now i have to revert to cash if i am short of wallet funds.