HDFC Bank charges for cheques, NEFT, RTGS, IMPS, UPI etc.

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NEFT: HDFC Bank makes RTGS, NEFT online transactions free, cheques to cost more - The Economic Times

According to the revised fees and charges for savings and salary accounts, customers will not have to pay any charge for doing online transactions through Real Time Gross Settlement (RTGS) and the National Electronics Funds Transfer (NEFT) from November 1, 2017.
Earlier, customers were levied Rs 25 each for Rs 2-5 lakh online transaction via RTGS and Rs 50 each for such money transfers over Rs 5 lakh. Online NEFT transactions attracted a fee of Rs 2.5 for less than Rs 10,000, Rs 5 for Rs 10,001-1 lakh and Rs 15 for above Rs 1 lakh to Rs 2 lakh.
For NEFT transactions of over Rs 2 lakh, there was a fee of Rs 25.
However, any NEFT or RTGS transaction carried out at the bank branch will be payable.
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On cheque book issuance, HDFC Bank said a customer can avail one chequebook of 25 leaves free only once in a year in contrast to two such chequebooks. However, the cost of requesting an additional chequebook (25 leaves) has been kept unchanged at Rs 75 each.
Also, if a cheque is returned due to insufficient funds, each such cheque will now attract a penalty of Rs 500 each.
Earlier, for first cheque return in a quarter, Rs 350 was levied and for subsequent instances in the same quarter, Rs 750 was imposed by the bank.
Besides, in cases where cheques deposited are returned unpaid, the charge has been raised to Rs 200 per instance from the Rs 100 earlier.
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