these new notes are fucking nightmare. I got brand new completely untouched notes 200rs notes when I withdrew 1800rs and they looked like fake notes tbh. Cue next two days whenever I go to a shop to exchange them and got scared shopkeepers might reject them. but all of them accepted.yeah. i hate taking out cash from atms. just too much risk involved.
best is to use your own bank's atm during working hours.
and demand to get the damaged note replaced on the spot.
and of course. the whole mess with pen markings. not sure if rbi has issued any notification on the same. or whether banks are rejecting notes with pen markings. it is totally absurd that valid currency is looked at with suspicion these days.