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Linking Bank Account with Aadhaar Card
- Thread starter Sushubh
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Deadline moved to March 31, 2018 for all except PAN applications :biggrin: You can open new bank account without aadhaar number or application number.
SC defers deadline to linK Aadhaar with bank a/cs
SC defers deadline to linK Aadhaar with bank a/cs
demonicult
unspecified
You are not wrong though, I am not 100% sure though but read something in these lines.
Aadhaar is required for opening bank accounts but only for verification. One can choose not to link it with bank account at the time of opening. But linking should be done within 6 months of opening the account and/or before till 31st March 2018.
I doubt banks would turn away a new customer for not having Aaadhaar, since anyway they have to comply with linking Aadhaar by 31st March 2018.
But these banks can drive you insane. Someone posted in Facebook saying SBI refused to link his Aadhaar. Reason ? because it is already linked with another bank. So SBI tells him to close the other bank account....hahaha.
But these banks can drive you insane. Someone posted in Facebook saying SBI refused to link his Aadhaar. Reason ? because it is already linked with another bank. So SBI tells him to close the other bank account....hahaha.
from what i have read on twitter... banks have been refusing new accounts without aadhaar for months now. even salaried accounts. even private banks. hdfc is the one mentioned most of the times. but yeah, it probably changes from one branch to another.
demonicult
unspecified
@Sushubh
I think branches are taking more of a stance like "...Saar anyway you have to link later, do it now na.."
If one doesn't stick with not linking until its mandatory they will force you to do it.
Also all Indian services suddenly happen faster and smoother if you are willing to give your Aadhaar. Its like a lube soon to be mandatory.
About branches making up their own rule.
Earlier this year, June-July I had to get my name added to the list of people to access my parent's bank locker. They said I would need to give them my Aadhar for that. I asked why? They said vertification. I said okay, PAN, Passport, or any photo ID should be okay , correct? They say yes but Aadhaar would be good. Give Aadhaar only it makes verification fast and quick. I provided my PAN as photo ID the lady was not happy. She said give Aadhaar also else I can't complete verification. I asked her whats wrong? She said if you won't provide go talk to the branch manager. I talked to him and the first thing he asked was why I don't want to give. I counter questioned, if only a photo ID is required why can't you accept PAN? And even told him if it makes you happy I've my seperate account in the your branch from past 10 years or so. He still wanted to know why I don't want to provide Aadhaar and I kept on saying I don't have it on me but here is my PAN, so will you make me get it and waste my time for something which can just happen right now with PAN? He was not happy but he approved it.
I think branches are taking more of a stance like "...Saar anyway you have to link later, do it now na.."
If one doesn't stick with not linking until its mandatory they will force you to do it.
Also all Indian services suddenly happen faster and smoother if you are willing to give your Aadhaar. Its like a lube soon to be mandatory.
About branches making up their own rule.
Earlier this year, June-July I had to get my name added to the list of people to access my parent's bank locker. They said I would need to give them my Aadhar for that. I asked why? They said vertification. I said okay, PAN, Passport, or any photo ID should be okay , correct? They say yes but Aadhaar would be good. Give Aadhaar only it makes verification fast and quick. I provided my PAN as photo ID the lady was not happy. She said give Aadhaar also else I can't complete verification. I asked her whats wrong? She said if you won't provide go talk to the branch manager. I talked to him and the first thing he asked was why I don't want to give. I counter questioned, if only a photo ID is required why can't you accept PAN? And even told him if it makes you happy I've my seperate account in the your branch from past 10 years or so. He still wanted to know why I don't want to provide Aadhaar and I kept on saying I don't have it on me but here is my PAN, so will you make me get it and waste my time for something which can just happen right now with PAN? He was not happy but he approved it.
These are the kind of tricks Indian banks play on their customers. When my mother wanted to open a pension ac in a state bank (now merged with sbi) the bank asked her to open a fixed deposit for 25k though there was no such rule. When she told them she does not have 25k they said they will deduct from the pension arrears due to her. She told them she needs the money and their replied "you can take a loan on the fd" 😀 Few years later the government revised the pension but she never got paid the increased pension for several years. When she learnt about the pension revision from someone the bank claimed they never received any order for it. After doing some investigation it was found the order was never forwarded from the head office of the bank to the branch. But the government office records showed it had been sent. The bank agreed to pay with interest to avoid any further legal issues. Imagine how many innocent people across India might be victimized by such scams.
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Sbi last year forced my mother to have health insurance when she already had one telling it's mandatory. Still deducting 200 for accident insurance. Branch manager is a ahole when I complained.
I find yes bank much better in service even on charges.
I find yes bank much better in service even on charges.
someone mentioned earlier that it is pretty easy to get these officials in line by sending a complaint to chairman@sbi.co.in email id.
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