What are the requirements to have Credit Card?

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Deleted member 63558

Hello,

I am looking to have Credit Card from following bank. May I know the requirements for these banks if you have experience or got approved before?

HDFC (Done)
Axis Bank
Citi Bank
Yes Bank
Standard Charted

About myself: I'm self employed (online) but don't have company/business registered. I do file ITR.

Let me know the requirements:

Age Range or minimum Age
Minimum ITR (Please mention if you mean NET or Gross Annual Income)
Cibil Score

P.S.: I am not looking for Fixed Deposit based Credit Cards as I already have them. I am now looking for ITR based credit cards.

Thanks
 
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Update: I have received HDFC's Credit Card. (I had offer coming in my Savings Account since long but noticed few days back only so I have received the card recently).

Please let me know about the Axis Bank, Yes Bank, Citi Bank and Standard Charted Now.

Thanks!
 
why bother getting a second card? the more cards you get the more complicated it becomes to manage them properly. unless there is a specific benefit you are targeting, it makes very little sense to get more than one or two cards.
 
@Sushubh, from a simple prospective you are right. But from business prospective, I require them. 🙂

I need them for the business purpose.

Any advice on having credit cards from left out banks? 🙂
 

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