Contactless Credit Cards!

Sushubh

Administrator
[OP]
Oct 29, 2004
413,823
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Gurugram
So standard chartered sent me a replacement card that has contactless payment support. Anyone knows where I can check this feature out around Gurgaon? :extremelyhappy:

Card machines are already so expensive... It seems unlikely these would become popular around here.
 

raj2007

Chennai
Regulars
Feb 27, 2009
2,464
125
Chennai
My brother received sbiINTOUCH contactless Debit card last week.
Still wondering where to use it?:angel:
 


ajgamer

Regulars
Dec 28, 2014
1,145
111
Hey @Sushubh, Congratulations mate. A little inquiry, What were the requirements of Standard Charted to have Credit Card?
 

Sushubh

Administrator
[OP]
Oct 29, 2004
413,823
12,769
Gurugram
This one is 9 years old. Yes Bank has not yet decided if I am worthy of their card. And good to see a long list of stores in Gurgaon on that icici page!
 

Sushubh

Administrator
[OP]
Oct 29, 2004
413,823
12,769
Gurugram
so retailers know about these cards and they automatically process smaller payments using nfc or you have to tell them? i have not seen a nfc machine so i have no idea if they look different from regular ones.
 


Sushubh

Administrator
[OP]
Oct 29, 2004
413,823
12,769
Gurugram
not in a good position to say. honestly. they called me up. told me i was preapproved for a card. and then their guy comes in. pushes me to enable auto bill pay and auto payment options. and then a week later a guy lands at my place to check my 'office' even though i told the original guy that i work from home and that essentially means that there is a computer and a laptop and a phone which is basically my office. and since then it has been a while... no update on whether i was approved or rejected for the preapproved card.
 

Sushubh

Administrator
[OP]
Oct 29, 2004
413,823
12,769
Gurugram
nfc payments are restricted at Rs. 2000 in one go. and five times in one day. at least on my card. stanchart is taking liability of fraud of rs. 10000 in a day which means that they expect me to report theft/fraud on the same day as fraudulent transactions. at least that's what i got from the brochure. apart from that it is a regular card.

of course, if someone gets hold of your card, he can use it for international transactions for a much higher sum without requiring otp or pin code on regular credit cards as well.