ICICI Pockets

[dejan]

This is by far the easiest way of getting a card that I have found. No documentation. For Physical card, just apply & pay the service charge and that's it. Not that documentation is a hassle, but I just feel filling up the forms etc is a waste of time/boring. What do you think about it? And what is the difference between this pocket app with a physical visa card and a normal savings account? Also found out that we can use Internet Banking too with Pocket app username & password

 

[Sushubh]

I thought this was just like a debit card rather than a credit card.

 

[dejan]

Wait. Is the physical card = prepaid card or credit card? if it's a credit card then it would be even more awesome

 

[Sushubh]

Well. You need existing balance to use it which makes it a debit card. Plus I doubt you can use it on international stores?