debit card or netbanking for online transactions?

ebay india uses paisapay. that is much safer.ebay has tie up with billdesk...i trust billdesk because i have been paying bills / buying train tickets via them since 2-3 yrs now.on topic: debit card and net banking are kind of is same.. as balance gets deducted instantly from ur account.

Netbanking is safest.I have to jump so many hoops with ICICI netbanking for 3rd party payment.so it should be safe.:thumbup1:
Recent ICICI netbanking transaction redirected from letsbuy.com for making payment to buy an item..
letsbuy payment gateway to ICICI online bank page: enter ICICI online user id + pass word.
sorry... we have sent you OTP (one time password to your cell)...30 seconds later OTP arrives in cell.On entering otp ..
payment page with exact amount and beneficiary name etc....Then Enter "Transaction Password"...Not done yet

...Kindly enter the digits in the back of the debit card "A""E" "K" like that ..I get it wrong once. (believe me -I have written down in a piece of paper in bold letters ..all the no's in boxes A to P .of the ICICI debit card)
Then System gives second set of alpabets. I get it right and payment goes thro!!

In sate bank of India mostly,a password comes in to cell and on entering payment goes tho.
Debit card-after entering CSV,asks the transaction pass word " verify by visa " registered with them or ATM pin no.

Netbanking is safe.:solid:

Hmm my HDFC acct gives mr the option of creating a VCC(virtual credit card) to use online... I can select the amt for which I need the card like say I want to buy something for Rs 789 so I just create a card for Rs 800 & pay using that card... The balance amt i.e. Rs 11 is refunded into my acct after 2-3 business days... This I feel is even safer than netbanking 🙂 ...

that means insanely secured... No loose ends, if you are not you, You CAN"T transcat at all Thanks to INDIAN government and to ICICI,,, if you think this procedure is complicated try loosing your net banking and transcation password and then generate it online THE IVR system is so riddled with number that they have ALGORITHM explain on their website about what to press when......TOOOOOOOOO SECURED and TROUBLESOME but TOOOO SECURE....

Indian banks go overboard in implementing "security measures" at the cost of usability. I prefer using my credit card online as opposed to debit/netbanking, simply because CC use only involves entering one password.

I have 3 bank accounts with net-banking.. i dont think its unusable. I find it very simple and secure.Key in ID and password... verify display image/display text. Login. Pay..For some banks there is separate transaction password..give that...thats it.Dont find anything complicated.

ICICI security ftw!

So, with Debit Card Purchases, You will be giving out more personal details and info although security measures exists(hackabl. NEFT will stand as the best choice for Me, I think.

Thank You.
Here's something interesting :
VISA CARD Review, Service, Online VISA CARD, Payment, Statement, visa debit card unsafe? - MouthShut.com

I think I have a rat on my system and I don't give a flying ratass to my security.Seriously! Even if you visit your bank, take Rs 50 out of it and.. ..the moment you step out of the bank someone can scare you with a lolipop and rob you.Ain't it?

I think I have a rat on my system and I don't give a flying ratass to my security.

Seriously! Even if you visit your bank, take Rs 50 out of it and..

..the moment you step out of the bank someone can scare you with a lolipop and rob you.

Ain't it?

RAT xD.

So debitcard or netbanking...both are secure right?

Even cash in hand isn't safe. 😛

For me the rule is like this:NEVER enter credit card/debit card/netbanking information in any site other than the bank's/visa/mastercard website.Netbanking ensures that I always enter any information at the bank's website only, so others can't see anything at all.Entering CC/DC no, validity date etc. at other websites may not be secure as it depends on how strong their security is. Essentially, the more places you enter your information, the more points of failure it brings along. With netbanking, only thing that can happen is phishing or breaching the bank's security, which is highly unlikely and the bank will be responsible for any loss if their security is compromised. But if some other sites willingly or accidentally leaks your data, that is your responsibility.TL;DR: Netbanking seems safer to me.