This is a popular concept abroad. I use a similar app called Curve
The only drawback I can think of is that it's RuPay based. If you are fine with that, it should be okay
Also I avoid adding my main debit card in these in case it gets hacked etc. Credit cards still offer some protection against fraud
Also check from your cc provider if they would still offer the same purchase protection etc if you use this. For example if you order a product and not receive it, you can file a chargeback through your credit card provider but that might not be available here
a physical card is still a pretty good deal. samsung pay struggles to work for me on Paytm machines but Pine Labs machines are fantastic in this regard. there are people on the forum with more than 10 credit cards. imagine carrying just one instead of 10 cards.
Exactly!
Works quite well for the usecase
Seems to have some red flags though which need some looking into. Let's see how it develops. Hopefully early teething issues.
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