An update to this (since I can't edit the original post now).Tests are done on my phone, as sadly my 6+ year old laptop tops out at 102-104 mbps with even 5Ghz.
The laptop is capable of 400+Mbps speed over 5Ghz (realized after running a speedtest in college). The reason for low speeds at home is the distance between the router and laptop, tried moving it to the same room as the router and got max speeds (about 135Mbps up and down).