I've applied for a Hdfc card directly on their website. After giving my details, it showed that I'm eligible for some diners club card and millenia card. I selected millenia card and uploaded docs also. Finally it gave a reference number saying my application is approved in principle and will be subject to terms and conditions.I want to apply for a Hdfc credit card in particular as I have 5 to 6 other bank cards and most of the offers these days are from Hdfc. I don't have any account with hdfc. Where can I apply.
This message means nothing honestly.
HDFC used to offer some deals due to which even Regalia would become lifetime free. My father has regalia which has 0 annual fees.
I don't know of any Regalia holder who pays the annual fees, everyone claims they've converted it into LTF using the 3 month smartpay option.
Okay maybe I can give some info. I got various calls from the bank for pre approved credit cards, and from the hdfc portal also. I always told them to contact me once regelia is there for my account. About a month after my first salary got credit I got a call saying regelia is pre approved for lifetime free credit card. I applied for it online, since it was pre approvee, got virtual credit card details withing 1 hour of applying via e mail. Normal cc arrived within 3 days.
Also I was informed that regelia first is being decommissioned and people will recieve regelia as a replacement if they have a card.
Edit: Diners club was also available but it was only first year free. Even though the card is great I don't think I will like to pay the 10k fee/year since I won't be spending that much to get my next year free.
Option 1 for First Year Free :
a : If you do retail transaction for an amount of Rs. 30,000.00 (within in 90 days from the card setup date)
b : If you register your credit card for any one of the below products within 90 days from the card set up date.
Fastag (or)
EasyEMI (or)
c : If you do 02 ( TWO ) transactions each month for 3 consecutive months
Option 2 for Life Time Free Card : which will be offered if you fulfull any one of the conditions within 90 days from the card set up date.
a. Smartpay one bill registration excluding Pre-paid mobile (or)
b. One Assist
c. If you do 04 ( FOUR ) transactions each month for 3 consecutive months - (Each transaction worth minimum INR 500)
We wish to clarify that Smart-Pay has to be in active status for 90 days so that the card status will be changed to life time free. Cancelling Smart-pay will result in levy of Membership fee on card.