SBI sends you reminders no matter if you pay well in advance. I've almost paid the bill twice on several occasions. Don't know if I'm stupid or they've made it difficult to understand if we've made the payments on their website. I'd like to believe that I'm stupid.
Color me embarrassed because today is the first time I'm seeing the second page of the statement. The email they send to you does not have a pdf attached unlike other banks and they just tell you to check the app. It turns out the pdf reader I installed on my phone would only show me the first page. Yikes.