OneCard

Do you have OneCard?

  • Yes

  • No

  • No, but applied

  • No, but in Waitlist


Results are only viewable after voting.

Jay

Messages
472
Location
Bangalore
ISP
Airtel FTTH
Card details and limit reporting as IDFC FIRST BANK LIMITED in the Experian Credit Report, Nothing on CIBIL still.
 

Smh

Messages
2,180
Location
NA
For international transactions this card is good. As they charge only 1 percent, conversion rate is good. And if you get the 5x rewards then that 1 percent is also reversed as rewards.
 


igloo

Not just Internet.
Messages
3,770
Location
New Delhi
ISP
Exictel Fiber+ Airtel xstream
Not using it now for anything. Did got some spend 100 get 1000pts offer. I want to close this. Waiting for 6months to pass.
 

Smh

Messages
2,180
Location
NA
Least they can do is make the rewards rate 1% flat. For now I do get benefit because of low forex rate so will continue to use it for now.

Ease of turning on/off transactions is also nice.
 

Jay

Messages
472
Location
Bangalore
ISP
Airtel FTTH
I've completely switched over to One Card from HDFC for daily purchases precisely because of swipe to approve. I'm that lazy.

But I've had several instances where both the swipe notification as well as otp sms don't arrive in time and the transaction expires. Then after 5 minutes everything arrives together.