No verification call or agent visit is done. And employment detail is required after you are approved.I have a cc against an FD. I'm a student. But ill apply saying that I'm self employed? Will they run some checks like manually visiting my place or something?
Criteria for approving is random.
Edit: Just an advice. OneCard application process can be the most smooth experience or the worst. Nothing in between. If you don't get approved instantly your application will be stuck at processing stage for months. So apply and forget.