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Flipkart Axis Bank Credit Card (Regular and Super Elite)
- Thread starter Sushubh
- Start date
- Replies 121
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Sandy11
I got banned!
probably a decline. I applied about 3 times, all declined. Despite having 10 CC's , 2 Consumer loans paid out , auto loan paid out (with different banks), seems as if axis bank dgaf about cibil.
Now i understood the problem...having 10 CC's?..me too got 10 CC's....LOL.
An executive from Standard Chartered CC department told there is ZERO chance to get a CC from them when a person got more than 5 CC's.
Moreover it seems AXIS prefer to give CC if one has got an a/c with them
An executive from Standard Chartered CC department told there is ZERO chance to get a CC from them when a person got more than 5 CC's.
Moreover it seems AXIS prefer to give CC if one has got an a/c with them
Recently got Ace card .was not having any relationship with Axis (apart form Fast Tag), there is no preference..it's just that they know the history of there customer so it is easier to make decision .
@mhsabir DECLINED.."We regret to inform you that we are unable to process your application for the Axis Bank Credit Card post analysis against internal parameters".
Axis bank will reject you if you make too many soft (yes, soft) enquiries on your cibil. Get a basic CC from axis and after you pay Bill's on time for 1-2 months, ask customer care to upgrade you to flipkart axis credit card. They'll do it.
How will they know about soft inquires?
only AXIS does that, no other bank will remove lien against FD. Even axis will not say for sure what are terms to get the lien removed.
If you want to get your first card check Prime card of BOB, 1% discount on everything and you can get it against FD of 15k no annual fees. But you will also have to maintain 2k MAB in their saving bank account. For students may be MAB requirement will be lower so you can check that.
If you want to get your first card check Prime card of BOB, 1% discount on everything and you can get it against FD of 15k no annual fees. But you will also have to maintain 2k MAB in their saving bank account. For students may be MAB requirement will be lower so you can check that.
one score is pulling my experian records but in the non-credit inquiry section nothing is mentioned. If axis does reject your application because you checked your score then its really stupid.
Very doubtful. I get my score refresh twice in a month (Paytm and HDFC) but this logic I should never been given Axis Card (still got Ace just a month back )