I am being charged 2% while loading to Paytm wallet using credit card, so essentially by loading upto rs 10000, I will receive the charged amount as cashback.
I guess they are crediting cashback as they are transitioning, they will most probably reduce the cashback before removing it completely.
Even before all this, Paytm didn't allow relatively new/infrequent users to load much money using credit card
i have also been reducing my usage of Paytm wallet nowadays, especially since they were raising charges for wallet to bank transfer
it was especially problematic for refunds, money got deducted from CC/debit card but refund was issued to wallet.
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