Paytm First Credit Card by Citibank

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✔️ 1% Cashback on all transactions
✔️ Paytm First Membership
✔️ Citi India Benefits & Offers
✔️ Contactless payments enabled
✔️ Accepted in India and Internationally
 
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Unlimited 1% cashback, without restrictions, auto-credited to card every month

No hidden fees or charges.
Accepted in India and internationally.
Contactless enabled.
Full waiver of annual fee of ₹500 on spends exceeding ₹50,000 per year.
Attractive Equated Monthly Instalment (EMI) options.
Exclusive offers on dining, shopping, travel, amongst others on the globally acclaimed Citi Privileges platform.
Paytm First Card customers will also get free Paytm First membership with benefits worth over ₹15,000 across different categories. They will be able to conveniently track their transactions in Paytm First Card passbook on Paytm app along with details of various benefits offered on the card.
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I'd like to swap my citi reward card to this but later when dirt settles. Nothing on citi website for now and can't trust Paytm much.
 

That I agree. But need to keep one citi card.
Their customer care is top notch minus the sweet talk by Amex rep but almost same level.
 
Will be using citi card for the first time. Amex has always been the best for me. Their CC is on a completely diff level.

Docs submitted for this today. Have Amazon Pay card from ICICI too, been using that more than Amex for benefits. However ICICI service is like Dhaba service compared to top notch dine in restaurant.

To be honest I don't see difference. Amazon card gives benefits however wish Paytm would have given same benefits using their platform on this citi card. 80% of my trxns are either on amazon or Paytm.

After getting this one, it's kinda like I pretty much am covered with all offers. May be just need axis but don't know how I could handle so many cards and keep a track. Have ICICI Coral, Amex CC, SBI SC, ICICI Amazon Pay, Kotak Royal and now probably this.

Guess I will close Kotak before next renewal. I hardly see kotak offers on Paytm or Amazon or zomato or swiggy or flipkart where 99% of my spends are.
 
I myself have 5 cards

Hdfc Diners Black(33% in rewards back on flipkart, Amazon, tata cliq etc)
Yes First Exclusive (Free unlimited priority pass for full family). Used mostly for food.
Sbi simply click (brought for flipkart n amazon offers) used mostly in amazon bill payments.
Citi rewards (swapped from premier miles recently). Not using much because of other better i got in last 1-2 years.
Axis Vistara Platinum (free open tickets) used mostly for Paytm

You can keep reminder in phone for due dates. I pay via CRED where 4 cards except "yes" shows amount due n date.
 
webie said:
Will be using citi card for the first time. Amex has always been the best for me. Their CC is on a completely diff level.

Docs submitted for this today. Have Amazon Pay card from ICICI too, been using that more than Amex for benefits. However ICICI service is like Dhaba service compared to top notch dine in restaurant.

To be honest I don't see difference. Amazon card gives benefits however wish Paytm would have given same benefits using their platform on this citi card. 80% of my trxns are either on amazon or Paytm.

After getting this one, it's kinda like I pretty much am covered with all offers. May be just need axis but don't know how I could handle so many cards and keep a track. Have ICICI Coral, Amex CC, SBI SC, ICICI Amazon Pay, Kotak Royal and now probably this.

Guess I will close Kotak before next renewal. I hardly see kotak offers on Paytm or Amazon or zomato or swiggy or flipkart where 99% of my spends are.
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yeah kotak mahindra card is useless in terms of offers.

HDFC and ICICI regularly have offers
 
I use Cred myself. Pretty fantastic but I think they pretty soon might get greedy. I have done payments like 6-7 times already and received 2k+ cashback with it credited to my account. If they keep up, Will use them, otherwise no use to be honest.
 

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