Apply for the sbi simply click card if you shop on
Amazon hugely. It has a reward rate of 2.5% on every transaction made on Amazon, clear trip, netmeds, etc. That includes gift cards (use this instead of directly wallet load) , bill and insurance payments. When ordering on Amazon, use the affiliate link on SBI YONO app. You'll get 5% (uncapped) back as
Amazon Pay balance + 2.5 % reward rate on sbi simply click. 5% back on
Flipkart ( cap of Rs 750 per order) + 1.25% reward rate. On hitting 1 lakh spend, you get rs 2000 clear trip vouchers. On hitting 2 lakh spends, you get another Rs 2000 clear trip voucher.
Effectively, the reward rate on Amazon becomes
5%+2.5% + (2% on hitting milestone)
On other online spends, it's 1.25%. Offline reward rate is bad though.
Plus you get to enjoy all SBI
credit card offers during sales on Amazon, Flipkart, etc, unlike the Amazon pay card.