Yes Bank

yeah. that is what i have heard. icici is a known devil. had an account with them for nearly 18 years. but as a self employed guy i was never good enough to quality for a regular credit card from them lol. i would love to get the Amazon pay icici card. but again... would never qualify for it. lol.
I got icici Amazon Pay card recently. Not given income proof still 3lac+ limit.
Icici is stupid in this kind of stuff. Imo try HDFC once. don't go by other ppl words. If you keep good amt in FD they'll give best treatment.

Axis is owned by LIC and other insurance companies.
So axis will be saved if it gets into trouble.
Just becoz Lic and Axis got CC n other relation doesn't mean they own it. Axis Bank Shikha sharma was also forced retire in past.
Idbi bailed out & owned by LIC. Another Psu i'll recommend to try it. Best service from a PSU though very few branches.

There is one small Bank........ Bandhan Bank......... I have moved some of the family a/cs....... Good interest rate as well as good net banking.
Please don't. They were also in trouble with RBI regulation. Avoid as again one man runs the show.
 
any advantages of getting Amazon pay card?
 
Dear Cardmember,

We are pleased to share that YES BANK Credit Cards are operational. Keeping the interest of our esteemed customers at the core, we have been able to restore the services within a swift timeframe, under the guidance of the Reserve Bank of India.

You will be able to avail the complete suite of services on your Cards including –

Transactions on POS terminals and E-commerce platforms
Access to Digital Platforms like Net Banking, YES Mobile and YES Robot to help you manage your card
Restoration of auto payment, if you have already registered utility bills through YES PayNow on Credit Card
New registration for auto payments of utility bills through YES PayNow on Credit Card
Converting your eligible credit card transactions into EMI
Please be aware of unsolicited calls asking for Card Activation, Verification, PIN reset, Rewards offer and KYC updation. Never share your Credit Card number, Expiry Date, CVV, OTP, PIN with anyone, even if they claim to be from Bank. YES BANK or its staff never ask for such credentials.

We thank you for your patience and trust reposed in the Bank.

Please feel free to call 1800 103 1212 for any assistance on Credit Cards. Look forward to your continued patronage.

Thank you.

Sincerely,
YES BANK
 


Pretty much yeah.
Screenshot_20200320-163139_Reddit.webp
 
As we resume full services, we wish to thank you for your patience and support.

We invite you to experience our full suite of digital banking services from the comfort of your home. The technology and digital banking team at the Bank is working round the clock to ensure a seamless banking experience through our digital channels including website, mobile app, ChatBot and telephone. Our relationship managers also remain just a call away.

We have started a new journey, backed by support from top financial institutions. This has only been possible due to the strong belief and faith of customers and the banking fraternity alike in the franchise. The faith in the franchise is also reflected and validated through an upgrade in rating by leading global rating agency, Moody’s with outlook changed to ‘positive’.

Please stay safe and feel free to reach out to us for any banking requirement.

We are here for you,

YES for YOU.
 
I almost opened my salary account here but thankfully they never called me back 🙂
 
indus has been so bad since the recent staff shuffle that i plan to start using my yes bank account as primary again. indus folks have not been able to clear a wire payment for 10 days now. have never faced such problems on yes bank.
 
The interest on payments due shall accrue as per the applicable rate of interest for the period of moratorium. However, late payment fee will be waived during the moratorium period
Dear Cardmember,

The safety and health of our customers is our top priority.

Further to Reserve Bank of India's (RBI) COVID-19 - Regulatory Package announcement on March 27, 2020, YES BANK offers a moratorium of up to three months on payment of credit card dues falling due between March 1, 2020 and May 31, 2020.
The offer is on an 'Opt-In basis'. Therefore, Cardmembers opting in for the offer on or before April 15, 2020 will be part of the moratorium scheme
Cardmembers can avail payment deferral under the moratorium scheme on their Credit Card ending 9364, by visiting: www.yesbank.in/yesbank-covid19-relief
Cardmembers opting for the scheme may choose not to make any payment for their Credit Card as per due date falling between March 1, 2020 and May 31, 2020
YES BANK reserves the right to determine the eligibility of a Cardmember under the Offer during the Offer period
The interest on payments due shall accrue as per the applicable rate of interest for the period of moratorium. However, late payment fee will be waived during the moratorium period
While you may choose to take benefit of this scheme, we would recommend that you continue to pay the outstanding dues (to the extent possible) to avoid accrued interest charges.

For any additional details, please refer to our FAQs by clicking here.

We wish for your wellbeing during these unprecedented times. Please continue to bank with us using our digital solutions, from the safety and comfort of your home.

We are here for you. YES for YOU.

Sincerely,
YES BANK
 

Top